Who We Are

Home Restoration & Insurance Experts

We’ve accumulated ample experience in this industry, witnessing a fair share of incidents. From unreliable companies to missed deadlines, dangerously subpar repairs, and perplexing insurance discussions—we’ve encountered it all. And let me assure you, we refuse to tolerate it.

When you work with us, you’re working with someone who’s been in the industry for 30+ years, and has a wealth of knowledge and experience dealing with insurance claims & home restoration. From first contact to final inspection, you’ll be in the loop with everything that’s going on – from insurance company updates to project timelines and anything in between. Let us be your experts in all things insurance and restoration. You’ll continue on with your daily life knowing your home is in good, competent, trustworthy hands.

Matt – Owner

I was raised in Minnesota and have always valued community and connection. While attending St. Cloud State University, I discovered my love for rugby and played for 15 years. After college, I built a successful 10-year career selling insurance, where I developed a passion for helping homeowners navigate the claims process and restore their homes. Now as a business owner, I bring that same dedication to my work. I live in Champlin with my wife, Lindsay, our 12-year-old daughter, Scarlett, our dog, Gravy, and our cat, Simon. In my free time, I enjoy playing golf and coaching Scarlett’s soccer team.

PHIL – OWNER

I was born and raised in Minnesota, where I learned the value of hard work, community, and enjoying the outdoors. I graduated from Saint Thomas College, where I was an All-American track athlete and captain of our national championship team.
I’ve been happily married for 33 years, and my wife and I have raised four children, cherishing the life and family we built together. In my free time, you’ll find me fishing, hunting, or water skiing. I was also very involved in coaching my kids’ activities, including youth hockey and 10 years of coaching track and field.

I owned and built a successful home-building company, taking pride in helping families create spaces they could all call their own. I bring the same commitment to serving others in everything I do. Now, I enjoy helping customers navigate the complex insurance claim process, leveraging my construction expertise to provide valuable guidance.

TOM – INDEPENDENT REPRESESNTATIVE

I was born and raised in Bloomington, Minnesota, and feel fortunate to call this great state home. My wife, Julie, is the love of my life, and we’ve been happily married for 37 amazing years. Together, we’ve raised three wonderful children who have blessed us with five grandchildren, and another on the way! Family is everything to us, and we cherish every moment we spend with them. In my free time, I enjoy taking full advantage of Minnesota’s natural beauty. From boating and fishing on the countless lakes to playing golf on its stunning courses, I find joy and relaxation in the great outdoors.

SPENCER HANSON – INDEPENDENT REPRESENTATIVE

I was born and raised in Wisconsin, where I developed a strong work ethic and a passion for helping others. I currently reside in Nelson, Wisconsin. I pride myself by providing exceptional customer service. I have built a career on hard work, integrity, and a commitment to excellence in restoring and protecting homes and businesses.

I specialize in assessing damage, recommending the best solutions, and ensuring every project is completed with the highest standards of craftsmanship.

Outside of work, I enjoy Wisconsin’s great outdoors, spending time hunting and fishing, and cherishing moments with family, my beautiful wife, friends, and my two dogs—Bob, a black Lab, Nova, a rescue mixed breed and our cat Jax.

DAVE FETZIK – INDEPENDENT REPRESENTATIVE

I was born and raised in Minnesota, spending my summers between my grandparents’ farm in southwestern Minnesota and our family cabin in Park Rapids. These experiences instilled in me a strong sense of community, an appreciation for hard work and its rewards, and a deep love for the outdoors.

After attending UMD, I moved to Saint Paul and began my career in construction nearly a decade ago.

Over the years, I’ve developed extensive expertise in the insurance restoration process, helping homeowners navigate it seamlessly to achieve the results they expect. From Mankato to the Iron Range, I’ve renovated homes across Minnesota, and nothing brings me more joy than seeing my clients admire the transformation of their homes.

Recently, I moved back to my hometown of Cambridge with my partner, Justina. In my free time, I still enjoy weekends at the family cabin, spending time with my grandchildren-yes, grandchildren!-and getting out on the ice for some fishing.